Cataract Cost & Financing

Our goal at Whitsett Vision Group is to make cataract surgery accessible to all of our patients. For that reason, we offer convenient financing options to our patients through CareCredit.

At Whitsett Vision Group, we want to help you make the best, most educated decision about your cataract surgery, refractive lens exchange, or LASIK, as well as our fees and our convenient payment options.

Cataract procedures at Whitsett Vision Group are considered covered benefits by Medicare and most health insurance companies. Your specific coverage and out of pocket cost for surgery will depend on your deductible, coinsurance, and the type of lens implant technology you choose.

Cataract Surgery & Insurance

Most insurance companies consider cataract surgery with a standard monofocal lens a covered benefit. Monofocal lenses provide most patients with excellent distance vision with the use of glasses after surgery, so long as there are no other concerns with your ocular health. Your insurance company also considers the surgical center fee and anesthesia fee a covered benefit. Your out of pocket cost will depend on your specific deductible, co-insurance, and co-pays requirements.

At Whitsett Vision Group, we do offer a variety of advanced lens implant options, however, these lenses are not considered a covered benefit by Medicare and your insurance company. You can still choose one of these advanced lens implants for a nominal fee.

Once you and your surgeon determine which lens implant option is best for you, one of our experienced surgical counselors will provide you with pricing information, and help walk you through your insurance benefits for your cataract procedure.

  • Cash / Money Order / Cashier’s Check – Whitsett Vision Group offers a significant savings to patients who choose to pay for their LASIK or refractive procedure with cash.
  • Credit Card – We accept most major credit cards including Visa, MasterCard, American Express and Discover. Credit Cards
  • Combination – Cash, Credit Card, and/or Financing (with approved credit; see CareCredit information below.)

Flex Spending and Health Savings Accounts

You are eligible to use your Flex Spending (FSA) or Health Savings Account (HSA) for your cataract or refractive procedure. The best part of using these funds for your cataract or refractive procedure is that the money you’re using is tax-free. At your cataract consultation, ask our surgical counselors about using your FSA or HSA account to help cover the cost of your cataract procedure.

We’re pleased to offer our patients the CareCredit® card, North America’s leading patient payment program. CareCredit® is an exclusive healthcare services credit provider, offering low monthly payment plans for healthcare procedures not commonly covered by insurance, including LASIK, advanced lens implants for cataract surgery, and other refractive procedures.

Learn more by contacting our surgical counselors today. You can also visit, or apply online for your CareCredit® account today.

Ready to Schedule?

If you’re ready to schedule a cataract consultation, click here to request an appointment, or call us today at (713) 365-9099!